1. The eligibility for this promotion is only for residents and non-residents of Pakistan and subject to accept the terms and conditions.
    2. This Promotion is valid for all home remittance and currency exchange transactions only performed at AA Exchange branches and sub agents .
    3. The promotion will start on 1st Ramadan till Chand Raat .
    4. Customers who perform home remittance and currency exchange transactions at AA Exchange branches and sub agent locations will automatically enter the lucky draw.
  1. Lucky draw for the cash prize will be held every week during the month of Ramadan
  2. The winner of the cash prize will be contacted by the AA Exchange representative and the prize will be awarded to the winner at the prize distribution ceremony
  3. Lucky draw for the Hajj Package reward will be held at the end of the promo and the prize will be awarded to the winner at the prize distribution ceremony.


  1. AA Exchange will arrange the prize distribution ceremony within two weeks after Eid ul Fitr 2018.
  2. The winners will be notified before the ceremony to participate.
  3. AA Exchange will not be liable for any prizes that do not reach the winners for reasons beyond its reasonable control
  4. The Promoter reserves the rights to substitute cash prize(s) (or any part of them) for a prize (or prizes) of equivalent or greater monetary value, if this is necessary for reasons beyond its control. Unless agreed otherwise in writing, prize(s) are non-refundable and non-transferable. the winner(s) shall be responsible for any tax arising for winning the prize. If any winner cannot be contacted within TWO-02 weeks from the date winning, or is not able, for whatever reason, to attend the prize distribution ceremony after the end of the promotion period, the Promoter reserves the right to withhold the cash prize. in accordance with these terms and conditions without any compensation to the winner(s).
  5. The Promoter’s decision shall be final and binding in all respects on all entrants. No correspondence will be entered into. Entries that do not comply in full with these terms and conditions will be disqualified.
  6. Except in the case of death or personal injury arising from its negligence, or in respect of fraud, and so far as is permitted by law, Promoter and its associated companies and agents exclude responsibility and all liabilities arising from:
    1. any postponement or cancellation of any Promotion to which these terms and conditions relate;
    2. any change to, supply of, or use of prize;
    3. any act or default of any third party supplier, which is beyond Promoter’s reasonable control.
  7. The Promoter will use each winner’s, and each entrant’s, personal details for the purpose of administering this Promotion.
  8. The Promoter reserves the right to amend these Terms and Conditions at any time.
  9. This Promotion, and any dispute or claim arising out of or in connection with it, shall be governed by and construed in accordance with local law. The Customer and clients irrevocably agree that the courts of the Capital Territory of Islamabad Pakistan shall have exclusive jurisdiction to settle any dispute or claim that arises out of or in connection with this Promotion. Promoter: AA Exchange Company, 101 – 103, First Floor Islamabad stock Exchange, 55 B, Jinnah Avenue, Blue Area Islamabad.
  10. Acceptance of any cash prize, benefit and/or offer provided by the Promoter will be deemed as consent by the winner(s) to take part in any related publicity and using their name, likeness, image and/or voice for advertising and other promotional purposes without compensation, except as otherwise prohibited by any applicable law.
  11. If this Promotion is interfered with in any way or is not capable of being conducted as reasonably anticipated due to any reason beyond the reasonable control of the Promoter, including but not limited to technical difficulties or failures, unauthorized intervention or fraud, vandalism, power failure, natural disasters, acts of God, civil unrest, strikes, infection by computer virus, bugs, tampering, unauthorized intervention, fraud, or any other causes beyond the control of the Promoter, which corrupt or affect the administration, security, fairness or integrity or proper conduct of this Promotion, the Promoter reserves the right, in its sole discretion, to the fullest extent permitted by law: (a) to disqualify any entrant; or (b) subject to any written directions from a regulatory authority, to modify, suspend, terminate or cancel the Promotion, as appropriate to give effect so far as reasonably possible to the original intent of this Promotion.




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